Universitas Negeri Semarang (UNNES) demonstrates its strong commitment to improving the welfare of its academic community by providing access to affordable housing for lecturers and staff. Through a partnership with its internal funding body, Koperasi Pegawai Handayani UNNES (Handayani Employee Cooperative), the university offers financial assistance through accessible and low-interest loan schemes. This program aims to help employees and lecturers obtain decent housing with affordable installments and simplified administrative procedures.
The Handayani Cooperative, as an official partner of UNNES, serves as a platform that provides funding facilities for various employee needs, including home purchases, renovations, and residential land acquisition. The scheme operates under the principles of gotong royong (mutual cooperation) and low interest rates, ensuring equitable financial benefits for all cooperative members.
According to the management of the Handayani Cooperative, this financing program has successfully assisted many young employees in owning private homes without relying on commercial loans from external financial institutions. In addition, the loan application process is carried out transparently and efficiently, with membership-based guarantees.
This initiative reflects UNNES’s broader commitment to not only building academic excellence but also ensuring the social and economic well-being of its employees. By supporting home ownership, UNNES seeks to foster a productive, harmonious, and sustainable work environment.
Through its partnership with the Handayani Cooperative, UNNES reaffirms its role as a conservation-oriented university that prioritizes human welfare, in line with the Sustainable Development Goals (SDGs) — particularly Goal 8 (Decent Work and Economic Growth) and Goal 11 (Sustainable Cities and Communities).



